Crops Insurance Cover

Crops Insurance Cover - Lion Assurance insurance and cover products

What is the Crops Insurance Cover?

This insurance cover protects harvested yield and crops.

Here is a summary of what it can cover*

This covers and insures against perils and against loss or damage caused by:

  • Fire
  • Lightning
  • Flood
  • Frost
  • Hail
  • Windstorm
  • Excessive rainfall
  • Drought
  • Excessive heat
  • Uncontrollable pest or diseases (0ptional)

* Terms and conditions apply.

This policy is also extended to cover*

The insurance cover can be extended to include harvested yield whilst stored at the farm or any other place of temporary storage and in transit to any recognized buyer within the country.

* Terms and conditions apply.

There are two types of this insurance cover:

1. Named basin

This type covers and insures against loss or damage due to:

  • Hail
  • Windstorm
  • Frost
  • Un controlled pests and diseases
  • Fire
  • Lightening 
  • Floods

2. Weather Indexed

Crop Insurance Loss in yield due to:

  • Drought (in sufficient rainfall)
  • Excessive Rainfall