Burglary Cover

Burglary Cover - Lion Assurance insurance and cover products

What is Burglary Cover?

This policy covers loss of or damage to insured property by theft following actual violence and forcible entry into or exit from the insured premises or any attempt there at or hold up.

This policy is also extended to cover*

Major extensions include:

  • Theft
  • Damage caused to the premises in the event of a theft.
  • Automatic Reinstatement

We provide for the automatic reinstatement of value after loss.

  • Temporary Removal
  • We provide for theft occurring during and after the occurrence of a fire.
  • Other Contents Clause
  • Skeleton Key clause
  • We also provide for forced entry into or exit from the premises by use of a skeleton key or such similar device.
  • Full Replacement Value

Including goods held in trust Concealed upon insured premises, Damage to Buildings and Replacement of Locks and Keys

* Terms and conditions apply.

This policy does not cover the following*

This policy does not cover and/or damage of property insured or any part thereof which may be abstracted from the premises insured by the use of original key or duplicate key unless the same has been obtained by violence or threats of violence.

This policy does not cover destruction or damage directly or indirectly occasioned by:

  • War and allied perils and terrorism
  • Nuclear weapons, materials
  • Ionizing radiation or contamination by radioactivity
  • Theft by or dishonesty of your employees
  • Political risks such as confiscation or requisition
  • Computer/Software millennium exclusion

* Terms and conditions apply.