Group Personal Accident Cover

Group Personal Accident Cover - Lion Assurance insurance and cover products

What is the Group Personal Accident Cover Policy?

This offers cover to staff in organizations against bodily injury or death arising from physical external, violent and purely accidental means. The employees are covered for given limits in case of death or total disablement.

It provides protection against death or disablement arising solely and directly from an accident.

Compensation benefits are for:

  • Death or permanent total incapacity
  • Permanent partial disablement
  • Temporary partial disablement
  • Medical cost re-imbursement
  • Funeral expenses

The policy offered by Lion Assurance operates worldwide and is a 24 hours cover.

This policy is also extended to cover*

  • Riot, strike, civil commotion
  • Burns disfigurement.
  • Disappearance Clause – after 12 months
  • Starvation, thirst and/or exposure to the elements
  • Motor cycling – up 750 cc
  • Cover whilst under influence of prescribed drugs and/or alcohol.(prescribed by Medical Practitioner) or Alcohol not exceeding the legal limit as per Ugandan laws
  • Evacuation costs
  • Artificial appliances
  • Common Law Extension
  • Repatriation Expenses

* Terms and conditions apply.

This policy does not cover the following*

  • Suicide, attempted suicide or self-inflicted injures, regardless of the Insured Member's mental condition;
  • War (declared or undeclared war), invasion, act of foreign enemy, hostilities, civil war, rebellion, revolution, insurrection, military or usurped power;
  • Participation in racing on wheels;
  • Participation in a riot or civil commotion, violation or attempted violation of law, or resistance to lawful arrest or imprisonment;
  • Air travel, other than as a fare-paying passenger on a licensed commercial aircraft
  • Political riots, terrorism and sabotage (This exclusion may be deleted at an additional premium)

* Terms and conditions apply.

This policy requires the following*

  • The entry age of the Insured Employee must be from 18 to 70 years at next birthday
  • Declaration of actual earnings of the insured for premium correlation

* Terms and conditions apply.