What is Legal Guard Insurance?
Legal Guard Insurance is a legal expenses insurance cover whose coverage is specifically for legal expenses that may be incurred by a policyholder if and when civil or criminal proceedings are instituted against him or her.
What does it cover?
It covers both Civil and Criminal Proceedings that include;
- The policy holder’s lawyer’s fees,
- Court fees required to file court documents,
- Witness attendance cost (Excludes policyholder’s attendance cost where he/she is the witness in the suit),
- Specific to Criminal proceedings: It also provides for the legal fees necessary to apply for bail (Excludes any amount required by the court or by law to be deposited as a bond or security for granting bail).
Here is a summary of what it can cover*
- Motor vehicle accidents claims and motoring prosecutions (exclude parking offences, driving without permit or driving without insurance)
- Recovery of all uninsured losses subject to an admitted claim under an insurance policy of indemnity.
- Labour disputes, defense for work related prosecutions.
- Family matters, e.g child custody, disputes & maintenance suits.
- Bail application
- Divorce matters.
- Include personal injury claims for clinical negligence and medical malpractice.
- Winding up of deceased estates.
- Immediate access to a panel of advocates.
- Covers you in East African Communityi.e Uganda, Kenya, Tanzania, Rwanda and Burundi.
* Terms and conditions apply.
Who qualifies for it?
Anyone above the age of 18 years and pays up his or her premium at least two months before occurrence of a qualified event. The cover is only available upon contacting Lion Assurance contact person or the appointed Legal Insurance team.
What is the cost?
How much does one pay for this cover?
This depends highly on your needs. We have customized our pricing to suit your legal expense needs.
|Maximum Amount Claimable Per incident/Period of Insurance||UGX 10,000,000||UGX 20,000,000||UGX 30,000,000|
Premium Payment Options
|Monthly Premium||UGX 15,000||UGX 25,000||UGX 35,000|
|Annual Premium||UGX 162,000||UGX 270,000||UGX 378,000|