Property - All Risks Policy

Property - All Risks Policy - Lion Assurance insurance and cover products

What is the Property - All Risks Policy?

This policy provides cover against accidental loss or damage to specified items from any cause not specifically excluded.

This covers items that are prone to accidental damage and items that are portable e.g. laptop computers, mobile phones and fixed phones, office equipment and furniture.

The cover includes transit risks and property at other premises.

This policy is also extended to cover*

  • Property in transit
  • Take reasonable care to prevent loss
  • Assist Police and/or courts of law in cases of theft
  • Capital additions – 10% of sum Insured
  • Electrical Breakdown
  • Replacement basis

* Terms and conditions apply.

This policy does not cover the following*

  • War and related risks
  • Theft or dishonesty of own employee
  • Any consequential loss of any kind
  • Loss from unattended vehicle
  • Depreciation, wear and tear, damp, vermin, insect

* Terms and conditions apply.