Workmen's Compensation Policy

Workmen's Compensation Policy - Lion Assurance products

What is the Workmen's Compensation Policy?

This policy provides cover in respect of bodily injury by accident or disease caused to employees arising out of and in the course of employment.

We also provide for payment of benefits as defined by the Workers Compensation Act 2000 as result of accidental death or bodily injury and illness or disease to employees arising out of and in the course of employment including cover where the employee is traveling directly to or from work.

Here is a summary of what it can cover*

  • Accidental death
  • Bodily injury
  • Work related injury or disease

* Terms and conditions apply.

This policy is also extended to cover*

  • Medical costs re-imbursement
  • Funeral expenses
  • Common law liability

* Terms and conditions apply.

This policy does not cover the following*

  • War and related risks
  • Terrorism
  • Liability assured by agreement
  • Participation in riots or strikes

* Terms and conditions apply.

This policy requires the following*

  • Health, Safety and Environment safeguards
  • Basic contract of employment must be documented before engaging an employee
  • Declaration of actual salaries/wages paid to employees for rating

* Terms and conditions apply.